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May 15, 2007

Allstate not writing Homeowners Policies in California

Breaking news:

Effective July, 1, 2007, Allstate Insurance will no longer write new homeowners insurance policies in California. Current Allstate Homeowners customers are said not to be affected by this change. To help with this change, Allstate has partnered with Pacific Specialty Insurance Company (McGraw Insurance) to help write some of the business that Allstate will now turn away.

McKenna Insurance Services will assist California's insurance consumers, including Allstate customers in need of Homeowners, Renters, Condo (Unit Owners), and Landlords (Rental Units) insurance policies. We also, represent Pacific Specialty Insurance Company among many others such as Mercury Insurance, The Hartford, Fidelity National, Workmen's, Praetorian, Aegis, Topa, Lloyd's of London and access to many more. Don't make a huge pricing mistake. Don't just get a quote from one company.

It is well known in the insurance industry, that Allstate's underwriting guidelines for brush risks is one of the most lenient in the market. Traditionally, the excess and surplus lines companies insured these high-risk homes. Insurance consumers in many cases will once again have to return to the surplus lines markets to insure their most valuable asset.

Give our markets a try. Remember, these are price quotes and they do not determine eligibility for a homeowner’s insurance policy. Most companies have underwriting guidelines for natural brush, type of dwelling, animals, roof type, claims, etc...

Instant Homeowners Insurance Quote

April 26, 2007

The Hartford Auto, Home & Condo Insurance

McKenna Insurance Services has added a new company to its extensive product line. The Hartford Insurance appointed McKenna Insurance Services as a personal lines agent. The Hartford will really strengthen the agency to round out the product offerings. As we all know, each client's situation is unique. Individual rating factors can affect not only premium, but also, underwriting acceptability.

The Hartford Auto Insurance program is designed to offer top-level coverages at very competitive rates for drivers that have very good driving records. The Hartford Insurance Company wants to reward those California drivers that are careful drivers. Not only are the rates competitive, but the service and claims adjusting is top-notch with a knowledgeable representative just a phone call away.

We are very excited about the Homeowners Insurance product. Under the category of Home Insurance we are able to sell HO3, HO5, HO4 Renters Insurance and HO6 Condo Insurance (Unit Owners Insurance for both owner and tenant occupied condos).

Also, The Harford offers Umbrella Coverage, Dwelling Policies and will schedule personal property on a Home Insurance policy. The multiple policy discount when you sign up for both Auto and Home Insurance is huge so we recommend that our clients package the policies when possible.

In California, native brush continues to cause problems for insurance consumers. The majority of insurance companies require at least 1/4 mile clearance from brush in order to obtain a homeowners insurance policy. The Hartford can help you obtain renters or condo insurance if your dwelling is near brush.

Call us today at (888) 384-7722 and ask for a free quote with The Hartford Insurance.